Identity Theft Protection And What You Need To Know

 Providing Identity Theft Protection

Identity theft has become the number one crime in the United States. Statistics show that someone’s identity is being stolen and used to commit fraud about every three seconds. This should let you know that it is a very serious threat to anyone. Do you know that you should be doing something bout identity theft protection protect yourself before someone causes you to be a crime statistic?

Most people think that people steal your identity in order to steal from your bank account, but that is not the only way your identity will be used if some nefarious character does get hold of your personal information. There are a lot of other ways thieves can use your name, social security number, address, phone number and other pertinent information.

Do you know that credit cards can be opened up in your name without your knowledge? Did you know that someone can take out a mortgage in your name, open up utility accounts in your name, and get other credit in your name without your knowledge? Don’t expect them to pay off such loans either. If they were going to pay for that new car, they would not have used your identity to make the purchase.

Identity theft protection is critical if you are going to protect yourself from criminals like these. You have to do everything you can to prevent these individuals from getting your personal information in the first place. Here are some things you can do.

• Never give out your personal information over the phone or enter it into forms on the Internet unless you are absolutely certain that doing so is safe, and then question it anyway.

• Your personal information should always be kept in a locked and secure location.

• Never through documents with your personal information on them into the trash. A shredder is a great investment and should be used routinely to prevent anyone from gaining access to it.

• Never give out your PINs and passwords to anyone. Memorize them and don’t carry them around with you.

One of the best ways to provide identity theft protection is to sign up with an identity theft protection service. These services are a good investment and they will alert you any time a breach of your identity has occurred so that you can take measures to defend yourself. You can never be too safe in this new where criminals do not have to grab your purse or wallet in order to rob you of your financial security.